/* yab-by.ca — payments & payouts layout. Own composition, own CSS. */

:root{
  --c-navy:#011737;
  --c-navy-2:#012d60;
  --c-gold:#ffcd00;
  --c-coral:#cb333b;
  --c-coral-deep:#9c1f26;
  --c-aqua:#12a3a8;
  --c-sand:#f2ede2;
  --c-white:#ffffff;
  --c-ink:#241814;
  --c-ink-soft:#5a4a44;
  --c-line:#e9ddd0;
  --font-sys:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --r-s:8px; --r-m:14px; --r-l:26px;
  --maxw:1060px;
}
*,*::before,*::after{box-sizing:border-box}
body{margin:0;font-family:var(--font-sys);color:var(--c-ink);background:var(--c-white);line-height:1.6}
img{max-width:100%;display:block}
a{color:inherit}
.container{max-width:var(--maxw);margin:0 auto;padding:0 22px}

/* ===== header ===== */
.site-header{background:var(--c-white)}
.site-header .container{display:flex;align-items:center;justify-content:space-between;height:70px}
.brand img{height:27px}
.btn{
  display:inline-flex;align-items:center;justify-content:center;font-weight:800;font-size:13.5px;
  padding:11px 20px;border-radius:999px;border:none;cursor:pointer;text-decoration:none;white-space:nowrap;
}
.btn-coral{background:var(--c-coral);color:var(--c-white)}
.btn-coral:hover{background:var(--c-coral-deep)}

/* ===== hero: centered banner card ===== */
.hero-wrap{padding:18px 20px 0}
.hero{
  max-width:var(--maxw);margin:0 auto;border-radius:var(--r-l);overflow:hidden;
  background:radial-gradient(700px 400px at 50% -30%, rgba(255,205,0,.25), transparent 60%),
    linear-gradient(150deg,var(--c-navy) 0%,var(--c-navy-2) 100%);
  color:var(--c-white);text-align:center;padding:40px 24px 34px;
}
.hero-mascot{margin:0 auto 18px;width:96px}
.hero .kicker-pill{
  display:inline-block;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.28);
  color:var(--c-gold);font-size:11.5px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;
  padding:5px 14px;border-radius:999px;margin:0 0 16px;
}
.hero h1{margin:0 auto 14px;font-size:clamp(24px,5vw,34px);line-height:1.2;font-weight:900;max-width:26ch}
.hero p{margin:0 auto;color:#dfe6f0;font-size:15px;max-width:56ch}

/* ===== method grid ===== */
.section{padding:44px 0}
.section-alt{background:var(--c-sand)}
.head{max-width:640px;margin:0 auto 26px;text-align:center}
.kicker{display:block;font-size:11.5px;font-weight:800;letter-spacing:.07em;text-transform:uppercase;color:var(--c-coral);margin:0 0 8px}
.head h2{margin:0 0 10px;font-size:clamp(20px,3.2vw,26px);font-weight:900;color:var(--c-navy)}
.head p{margin:0;color:var(--c-ink-soft);font-size:15px}

.method-grid{display:grid;gap:14px;grid-template-columns:repeat(2,1fr)}
.method{
  background:var(--c-white);border:1px solid var(--c-line);border-radius:var(--r-m);
  padding:18px;text-align:center;
}
.method .glyph{
  width:42px;height:42px;border-radius:50%;background:var(--c-navy);color:var(--c-gold);
  display:flex;align-items:center;justify-content:center;font-weight:900;font-size:15px;margin:0 auto 10px;
}
.method h3{margin:0 0 6px;font-size:14.5px;font-weight:800;color:var(--c-navy)}
.method p{margin:0;font-size:12.5px;color:var(--c-ink-soft)}

/* ===== two-speed panels ===== */
.panels{display:grid;gap:16px}
.panel{border-radius:var(--r-m);padding:22px;border:1px solid var(--c-line)}
.panel.fast{background:#eefaf6;border-color:#bfe9db}
.panel.slow{background:#fdf3ee;border-color:#f0d3c0}
.panel .tag{display:inline-block;font-size:11px;font-weight:800;letter-spacing:.05em;text-transform:uppercase;padding:4px 10px;border-radius:999px;margin:0 0 10px}
.panel.fast .tag{background:#1f9d78;color:#fff}
.panel.slow .tag{background:var(--c-coral);color:#fff}
.panel h3{margin:0 0 8px;font-size:16.5px;font-weight:900;color:var(--c-navy)}
.panel ol{margin:0;padding-left:18px;color:var(--c-ink-soft);font-size:14px}
.panel li{margin-bottom:6px}

/* ===== stat strip ===== */
.strip{background:var(--c-navy);color:var(--c-white)}
.strip .container{display:grid;gap:20px;padding:34px 22px}
.strip-item .t{display:block;font-weight:800;color:var(--c-gold);font-size:14px;margin:0 0 4px}
.strip-item .d{display:block;color:#d9d9d9;font-size:13.5px}

/* ===== licence card ===== */
.licence-card{
  background:var(--c-white);border:1px solid var(--c-line);border-radius:var(--r-m);
  padding:24px;max-width:720px;margin:0 auto;
}
.licence-card h3{margin:0 0 10px;color:var(--c-navy);font-size:17px}
.licence-card p{margin:0 0 12px;color:var(--c-ink-soft);font-size:14.5px}
.licence-card p:last-child{margin-bottom:0}
.brand-link{color:var(--c-coral-deep);font-weight:800;text-decoration:underline}

/* ===== faq ===== */
.faq{max-width:720px;margin:0 auto;border-top:1px solid var(--c-line)}
.faq-item{border-bottom:1px solid var(--c-line)}
.faq-item summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:12px;align-items:center;padding:16px 2px;font-weight:800;color:var(--c-navy);font-size:15px}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"\25BE";font-size:14px;color:var(--c-coral);flex:none}
.faq-item[open] summary::after{content:"\25B4"}
.faq-item p{margin:0 0 16px;padding:0 2px;color:var(--c-ink-soft);font-size:14px}

/* ===== footer ===== */
.site-footer{background:var(--c-navy-2);color:#d9d9d9;padding:36px 0 22px;margin-top:8px}
.site-footer .container{text-align:center}
.site-footer img{height:22px;margin:0 auto 12px}
.site-footer p{margin:0 0 8px;font-size:12.5px;color:rgba(217,217,217,.85);max-width:56ch;margin-left:auto;margin-right:auto}
.rg-line{font-weight:700}
.rg-line .age{
  display:inline-flex;align-items:center;justify-content:center;width:19px;height:19px;
  border-radius:50%;border:1.5px solid #d9d9d9;font-size:10px;margin-right:6px;vertical-align:middle;
}

@media(min-width:640px){
  .method-grid{grid-template-columns:repeat(4,1fr)}
  .panels{grid-template-columns:repeat(2,1fr)}
  .strip .container{grid-template-columns:repeat(3,1fr)}
}